NEW Workers’ Compensation Program Curtails Costs, Covers Members

NEW Workers’ Compensation Program  Curtails Costs, Covers Members


According to the U.S. Department of Labor’s Occupational Safety and Health Administration, employers pay almost $1 billion per week for direct workers’ compensation costs alone – both direct (like, workers’ compensation payments, medical expenses, and legal fees) and indirect (training replacement employees, accident investigation, implementing corrective measures, lost productivity, and costs associated with lower employee morale and absenteeism).


Workers’ compensation insurance premiums – like many other insurance premiums – have climbed over the last few years. The fact remains, however, that it is required coverage under Nevada Revised Statute for businesses with any number of employee. To help contain costs for members, the Metro Chamber is introducing a brand new workers’ compensation program to help members save money and stay covered. 


The Chamber Workers’ Compensation program is underwritten by First Choice Casualty Insurance Company, a locally operated company founded in Las Vegas.  First Choice focuses on the unique insurance needs of Nevada businesses, providing exceptional customer service and competitive rates.  First Choice is a subsidiary of Nevada Mutual Insurance Company.


First Choice Casualty Insurance Company has partnered with the Metro Chamber to provide its members with this required insurance product.  With excellent customer service, First Choice ensures that your workers compensation insurance program is loss control oriented, helps you comply with all state laws, is easy to understand and offers highly competitive rates as compared to other carriers in the local market.   It offers online bill payment access, claims information, safety planning, and loss control services.  First Choice also works proactively with injured employees to reduce the severity of minimal incidents and to speed their recovery so they can quickly return to the workplace.  In addition, it performs loss control services to help avoid injuries by encouraging a safe workplace. 


Administered by Chamber Insurance & Benefits, LLC, this program has attractive benefits for Metro Chamber members that qualify.  These include a five percent discount on First Choice base rates for members. Included in the program are also loss control services, safety training, superior claims handling practices and locally handled personalized service.   This new program invites a much broader scope of business classes who can qualify.


The Chamber Workers Compensation program allows Metro Chamber member employers to maximize their membership in the Las Vegas Metro Chamber of Commerce by creating services tailored specifically to needs of both small and large employers in the Las Vegas Valley.  The Chamber Workers Compensation program is available to member groups with 2-500 employees.  As a fixed cost to employers, the five percent workers’ compensation premium savings from this new member benefit helps offset the cost of Metro Chamber membership.


Let the Metro Chamber help streamline your operations in the area of loss control, management of workers compensation losses, and overall safety administration for workers.  Please submit quote requests to Chamber Insurance & Benefits by visiting or call 702.586.3889.